Average car insurance cost

 Jump directly to the average cost for different types of car insurance

ValuePenguin researched and crunched the numbers to get you the average cost of car insurance by state.

Average car insurance cost

Use our data to see what your states average premiums are to get a better idea of what you should be paying for insurance.

To jump directly to the average cost for different types of insurance,

  • Car Insurance
    • Car Insurance Rates: By Age
    • Car Insurance Rates: By Gender
  • Homeowners Insurance
  • Renters Insurance
  • Health Insurance
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How Much Does Car Insurance Cost on Average?

The average annual cost of car insurance in the United States was $941.65 in 2019 according to a study by ValuePenguin. However, this figure varied wildly from state to state—with the most expensive state having car insurance costs over four times that of the cheapest state. Scroll through the table below to find the average cost of car insurance in your state or use the form above to find a cheaper quote for auto insurance.

Monthly Car Insurance Rates by State

Insurers use the location where you live, specifically your zip code as an important factor in pricing your auto insurance premiums. We found that the three most expensive states for car insurance are Louisiana, Michigan and Florida—whose average annual rate ranged from $1,596 to $1,824 per year. At the other end of the spectrum, North Dakota, Ohio and North Carolina had the cheapest auto insurance costs. These three states featured annual car insurance rates from $428 to $520.

Consult the following table for how the cost of insurance in your state compares to others.

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